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Terms of Use (End User License Agreement)

Effective Date: November 1, 2025

1. Acceptance of Terms

By downloading, installing, or using Spend AI – Billionaire Simulator (the “App”), you agree to be bound by these Terms of Use (the “Terms”). If you do not accept these Terms, you must not use the App.

2. License Grant

We grant you a limited, non-exclusive, non-transferable, and revocable license to use the App strictly for personal, non-commercial entertainment purposes, subject to these Terms and applicable platform rules.

3. In‑App Purchases & Subscriptions

The App may offer in‑app purchases (IAP) and/or auto‑renewing subscriptions that unlock premium features. All purchases are processed by the applicable app marketplace (e.g., Apple App Store or Google Play) under their terms. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your account settings on the marketplace.

Restore Purchases: On supported platforms, previously purchased non‑consumable items and active subscriptions can be restored via the in‑app “Restore Purchases” option. Consumable items (e.g., coin packs) are not restorable.

4. User Obligations & Restrictions

5. Virtual Items & Progress

Any virtual currency, items, or progress have no real‑world monetary value, are non‑transferable, and may be modified, suspended, or terminated at any time to maintain game balance or comply with policies.

6. Updates & Availability

We may provide updates, bug fixes, and feature changes from time to time. The App is provided on an “as available” basis; we do not guarantee uninterrupted access or that errors will be corrected immediately.

7. Termination

We may suspend or terminate your access to the App without notice if you breach these Terms, if required by law, or if necessary for security, stability, or policy compliance.

8. Disclaimer

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT. YOUR USE OF THE APP IS AT YOUR SOLE RISK.

9. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or revenues, arising out of or related to your use of the App.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of your country or province/territory of residence, without regard to conflict of laws principles, and subject to any mandatory consumer protection rules.

11. Contact Us

If you have questions or concerns about these Terms, please contact us at scapcher@gmail.com.

This document replaces any older “LoveDare” references and is tailored for Spend AI – Billionaire Simulator. It intentionally contains no specific age‑gating requirement and no price references in compliance with platform metadata guidelines.